Exchange Traded Funds, or ETF’s, are essentially the low cost alternative for UK investors. Fund investors in the UK are invariably hit with increasingly high costs such as Total Expense Ratios. TER’s, which are a kind of tracker that many think cost way too much for the service they provide and often reach 1% a year. ETF’s are also mostly trackers, but can also have rock bottom expense ratios, hence their popularity.
Shoppers who have problems with traders in Europe will now find it easier to reach a settlement out of court due to new EU proposals that have been put into place to protect them. The EU Commission has proposed a new online platform that will be accessible across the EU in order for consumers to quickly solve their disputes online in just a month’s time.
After getting in trouble with the Information Commissioner’s Office last year over violations of the data protection act Google has announced that it has taken a great deal of steps to make sure that its privacy policies are a lot tighter. Information Commissioner Christopher Graham acknowledged the changes stating that Google has taken a number of proactive steps to ensure that their privacy procedures are now aligned with data protection laws. Graham noted however that the company needs to continue past the audit of the ICO to make sure that their new technologies and products also adhere to the same high standards.
